Community Ties
Thank you for visiting Harvest Bank online! You may have already noticed — we're not quite your average bank. As a community bank rooted in Central/West-Central Minnesota, we have a special understanding of the needs of our customers. Whether you're an individual, business owner, or farmer, we take care to learn about you and have the innovative products and services necessary to let you bank the way it's most convenient for you.
Innovative Products
We may be a local bank, but that doesn't mean you won't find the same — if not better — products and services you'd find at the big banks. From free checking accounts that actually pay you to online services and mobile banking with mobile deposit, our products always put you first.
Learn more about Harvest Bank by contacting us — or feel free to stop by and see us!
History of Harvest Bank
Harvest Bank came together over time. It started small and grew customer by customer and community by community, the way most good things in rural Minnesota do.
Where We Started
Our story begins in 1901, with the founding of the State Bank of Kimball. It weathered the bank failures that swept Central Minnesota in the 1930s, even growing through the hard years by acquiring the failing People's Bank of South Haven in 1933.
In 1985, the Meyerson family, owners of Atwater State Bank, purchased the State Bank of Kimball. For nearly three decades, the two banks operated as sister banks, each keeping its own identity while sharing management and capital behind the scenes. Kimball opened a branch in Saint Augusta in 1990; Atwater followed with one in Kandiyohi in 2007. In 2013, the two banks with four locations came together as Harvest Bank.
Bringing Citizens State Bank into the Family
Months before that 2013 name change, the Meyersons purchased Citizens State Bank of Waverly and its Montrose branch. Founded in 1907, and long stewarded by the Graham family, CSB of Waverly also survived the Depression and grew with its town. It operated as a sister bank to Harvest – much as Atwater and Kimball once had – until February of 2026, when Waverly and Montrose officially became Harvest Bank branches.
Harvest Bank Today
That's six communities, one bank, and well over a century of Minnesota roots. Today Harvest Bank serves customers in Atwater, Kandiyohi, Kimball, Montrose, Saint Augusta, and Waverly – still locally owned, still community-minded, and still growing the way we always have: one relationship at a time.