Not Sure Which Account Is Right for You? Here's a quick guide:
I want the highest rate and don't need the money for a while.
Certificate of Deposit (CD) — Fixed rate, fixed term, no market risk.
I want a solid rate but might need access to my money.
Money Market Account — Competitive tiered rates, check writing included.
I want savings that build automatically from my checking rewards.
Kasasa Saver — Linked to your Kasasa checking, earns on its own.
I'm saving for retirement.
Individual Retirement Account (IRA) — Traditional or Roth, with real tax advantages.
I want to save for medical costs tax-free.
Health Savings Account (HSA) — Triple tax advantage for qualifying expenses.
I just want a simple account to get started.
Investors Savings Account — Straightforward, no surprises.